
Build your own payments and settlement network
Move money globally, 24/7, with instant settlement and the economics you choose. Issue your own stablecoin or tokenized assets, settle PvP and DvP transactions atomically, and maintain full data privacy.
Trusted by

<1 sec
Settlement time
+10,000
Transactions per second
150+
Networks live
<30 days
to pilot
You need speed, uptime, and throughput to run consumer-grade payment experiences
How Cosmos solves key challenges
Cosmos payment networks are built on battle-tested open-source infrastructure, designed to meet any payment or digital asset regulatory requirement, and interoperable with major tokenized assets, public blockchains, and private networks.
Cosmos delivers consumer-grade payment experiences
Instant transaction settlement, at any size, 24/7, in any asset, anywhere in the world
Lower transaction costs and payments turned into a profit center by issuing a branded stablecoin
Cosmos enables you to have a private, dedicated ledger with no public data exposure
Your compliance team controls who can access the network and transact on it
Polished, consumer-grade payment experiences on infrastructure you own
All parties can verify the legitimacy of a payment without observing the recipient, sender, amount, or metadata
Zero-knowledge proofs preserve data privacy and verifiability at the same time
Underlying transaction data shared directly with counterparties and regulators for compliance
Features
Private, compliant, and fully configurable payment infrastructure
Tokenized asset issuance
Programmable fee structures
Private payments
Protocol-level access controls
Complete verifiability with zero-knowledge proofs
On-demand counterparty and auditor data sharing
How Cosmos payment networks work: Robust deployment, issuance, integration, and live operation
Digital ledger payment and settlement use cases
- Weekend and cross-border interbank settlement
- Atomic PvP and DvP settlement → no principal risk
- Stablecoin or tokenized deposit issuance → full fee retention
- Automated KYC, AML, and sanctions enforcement

Customer Case Studies

Interoperability for regulated issuance of yen-backed stablecoins, tokenized real estate, and more

IBC interoperability for future connectivity with other central banks and networks





