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Build your own payments and settlement network

Move money globally, 24/7, with instant settlement and the economics you choose. Issue your own stablecoin or tokenized assets, settle PvP and DvP transactions atomically, and maintain full data privacy.

Trusted by

figure logoprogmat logoStable logoTop US banks

<1 sec

Settlement time

+10,000

Transactions per second

150+

Networks live

<30 days

to pilot

You need speed, uptime, and throughput to run consumer-grade payment experiences

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How Cosmos solves key challenges

Cosmos payment networks are built on battle-tested open-source infrastructure, designed to meet any payment or digital asset regulatory requirement, and interoperable with major tokenized assets, public blockchains, and private networks.

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Cosmos delivers consumer-grade payment experiences

Instant transaction settlement, at any size, 24/7, in any asset, anywhere in the world

Lower transaction costs and payments turned into a profit center by issuing a branded stablecoin

Cosmos enables you to have a private, dedicated ledger with no public data exposure

Your compliance team controls who can access the network and transact on it

Polished, consumer-grade payment experiences on infrastructure you own

All parties can verify the legitimacy of a payment without observing the recipient, sender, amount, or metadata

Zero-knowledge proofs preserve data privacy and verifiability at the same time

Underlying transaction data shared directly with counterparties and regulators for compliance

Features

Private, compliant, and fully configurable payment infrastructure

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Tokenized asset issuance

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Programmable fee structures

Private payments

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Protocol-level access controls

Complete verifiability with zero-knowledge proofs

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On-demand counterparty and auditor data sharing

How Cosmos payment networks work: Robust deployment, issuance, integration, and live operation

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  • Spin up a private, production-grade payment network
configured for your business
  • Choose operators and set permissions, privacy settings, and fee economics
  • Go live in pilot in <30 days
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dedicated evm ledger
Digital assets issuance
infrastructure interoperability
Frictionless operation

Digital ledger payment and settlement use cases

  • Weekend and cross-border interbank settlement
  • Atomic PvP and DvP settlement → no principal risk
  • Stablecoin or tokenized deposit issuance → full fee retention
  • Automated KYC, AML, and sanctions enforcement
Banks and financial institutions
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See what a private, compliant, and fully configurable payment network can do for your business.

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Payments and Settlement | Secure and Performant Digital Ledger Solutions